BMW X3 vs Toyota Kluger
A detailed look at how two of Australia's most popular SUVs compare on price, running costs, safety, and everyday livability.
Toyota Kluger scores higher, 78 vs 73
Prices are RRP before on-road costs unless stated otherwise. Always confirm with the manufacturer or dealer before purchasing.
Data checked: specs 10 Nov 2026, price 4 Nov 2026
BMW X3
21 of 27 standard · no option data · 6 no dataFrom
$86,100
RRP, before on-road costs
- Body
- SUV
- Fuel type
- Petrol
- Engine
- Petrol
- Power
- 140kW
- Economy
- 7.5 L/100kmWLTP test cycle, not directly comparable with ADR 81/02 figures
- Safety
- ANCAP ★5 · 2025
- Boot (seats up)
- 570L
Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Toyota Kluger
13 of 27 standard · no option data · 14 no dataFrom
$62,410
RRP, before on-road costs
- Body
- SUV
- Fuel type
- Hybrid
- Engine
- 2.5L 4-cyl Hybrid
- Power
- 184kW
- Economy
- 5.6 L/100km
- Safety
- ANCAP ★5 · 2021
- Boot (seats up)
- 241L
Top CarSorted Score, 78 vs 73
Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
$86,100RRP
- with the Toyota Kluger's standard kit: $86,100 (nothing to add)
$62,410RRP
- no option data for this car
Printed option prices only. A pack is counted once and makes the figure a floor when it carries no printed price. Nothing is inferred from the other car.
Fuel figures here come from different test cycles (BMW X3: WLTP; Toyota Kluger: ADR 81/02), so they are not compared like-for-like and no fuel winner is shown.
Measured rows: Australian Automobile Association Real-World Testing Program (realworld.org.au), the on-road result for the vehicle each test names, shown beside the manufacturer's figures rather than in place of them and never scored. BMW X3 test page Toyota Kluger test page
Price and cost per week
BMW X3 20 xDrive
$86,100
RRP, before on-road costs. Checked 24 June 2026
No published drive-away price on our record.
About $375 a week in repayments ($86,100 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a.). An estimate, not a loan offer.
Toyota Kluger GX Hybrid AWD
$62,410
RRP, before on-road costs. Checked 4 Nov 2026
No published drive-away price on our record.
About $265 a week in repayments ($62,410 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a.). An estimate, not a loan offer.
The Toyota Kluger starts $23,690 lower on RRP.
On-road costs (stamp duty, registration, CTP and dealer delivery) depend on your state and the dealer; ask for a written drive-away price before you sign.
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Ways to buy
For the 2 cars on this page.
Finance
From ≈$265/wk(≈$1,150/mo)
Estimate on the Toyota Kluger at $62,410 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.
Compare real car-loan ratesDriva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Novated lease
Paid from pre-tax salary with the running costs inside the lease. What it comes to depends on your salary and the term.
Novated lease quoteWork out a lease on the BMW X3Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.
Safety Rundown
ANCAP lists the BMW X3 at 5 stars (2025) and the Toyota Kluger at 5 stars (2021). ANCAP tested these in different years (2025 vs 2021). Its criteria get stricter about every three years, so the stars are not like for like. Adult occupant protection scored 88% for the BMW X3 and 90% for the Toyota Kluger, under different test years.
Where the two diverge is in active safety technology. We can confirm 7 of 10 key ADAS systems on the BMW X3, against 5 on the Toyota Kluger.
Both include the essentials: lane keep assist, adaptive cruise control, a reversing camera. Airbag count is 6 in the BMW X3 and 7 in the Toyota Kluger.
Driver assistance, as the manufacturer lists it
Driver assistance, system by system. We can confirm 7 of 10 key systems on the BMW X3 and 5 on the Toyota Kluger.
Swipe across. Tap a feature to see what it does and each car's source.
StandardOptional: printed price, +pack or NCO (no-cost)No, not offeredNo dataCounts beside each car use the same colours; ? is no option data.
From each manufacturer's Australian equipment list. No data means that car's document does not say. The drawings are our own illustrations of how each kind of system works.
Recalls on our record
BMW X3
- REC-006668 · published 16 Jul 2026Due to a manufacturing defect, the starter motor solenoid switch can experience increased wear that could cause an internal short circuit.Year range on the notice: 2020 - 2025
- REC-006553 · published 4 Mar 2026Due to a manufacturing defect, the Exhaust Gas Recirculation (EGR) cooler may develop an internal coolant leak.Year range on the notice: 2010 - 2022
- REC-006539 · published 17 Feb 2026Due to a manufacturing defect, the starter motor solenoid switch can experience increased wear that could cause an internal short circuit.Year range on the notice: 2020 - 2023
- 8 more on the model page.
Toyota Kluger
- REC-006562 · published 12 Mar 2026Due to a design issue, the second-row seat recliner mechanism may not fully engage during seat back adjustment.Year range on the notice: 2021 - 2025
- REC-006390 · published 22 Jul 2025Due to a software programming issue, a memory device in the Combination Meter may deteriorate over time.Year range on the notice: 2022 - 2025
- REC-006125 · published 23 Oct 2024Due to a manufacturing issue, the second-row seat frame mid-bar may not have been manufactured to the required specifications.Year range on the notice: 2021 - 2024
- 12 more on the model page.
A recall covers the builds its notice lists, not every car of a model. Check your VIN at vehiclerecalls.gov.au.
Feature Showdown
The BMW X3 features a 14.9-inch touchscreen paired with a 12.3-inch digital dash, while the Toyota Kluger gets a 8-inch display and 7-inch instruments. Apple CarPlay and Android Auto are standard across both.
The BMW X3 stands out with wireless charging, heated front seats, power tailgate and Bowers & Wilkins audio — features our data doesn't list for the Toyota Kluger. Which feature set matters more depends on your daily routine and priorities.
Interior trim differs: the BMW X3 gets merino leather upholstery while the Toyota Kluger offers cloth. Climate control is 4-zone in the BMW X3 and 3-zone in the Toyota Kluger.
Equipment few rivals have, on either carShowHide
Drivetrain
The BMW X3 uses a Petrol producing 140kW and 310Nm of torque, sent through a auto to a AWD layout. It covers the 0-100km/h sprint in 8.5 seconds.
The Toyota Kluger responds with a 2.5L 4-cyl Hybrid making 184kW and 242Nm, paired to a cvt driving all four wheels. It gets to 100km/h in 7.9 seconds.
The Toyota Kluger has the clear power advantage at 184kW vs 140kW. In the 0-100 sprint (manufacturer-claimed), the Toyota Kluger is 0.6s quicker. For most buyers, the way each car feels day-to-day matters more than outright acceleration.
Space & Comfort
The BMW X3 measures 4,755mm long on a 2,865mm wheelbase, 211mm shorter than the Toyota Kluger at 4,966mm (2,850mm wheelbase). The longer wheelbase on the BMW X3 generally means more rear legroom.
Boot space is 570L in the BMW X3 and 241L in the Toyota Kluger, giving the BMW X3 a 329L advantage. The Toyota Kluger seats 7 vs 5.
For towing, the BMW X3 leads with a 2,400kg braked capacity vs 2,000kg. That 400kg difference matters if you regularly hitch up.
Neither U-turns in one sweep on a 7 m local street (both need a three-point turn); the Toyota Kluger's turning circle is 0.7 m tighter, 11.4 m against 12.1 m kerb to kerb. The street estimate is indicative, worked from the published turning circles.
Cost to own
At 15,000 km a year, fuel for the BMW X3 costs about $2,138 a year (7.5 L/100km) and fuel for the Toyota Kluger about $1,596 a year (5.6 L/100km), at $1.90 a litre and 32c a kWh.
Warranty: 5 years / Unlimited (BMW X3) and 5 years / Unlimited (Toyota Kluger).
Where each one leads
The BMW X3: the bigger boot with the seats up (570L against 241L) and the higher braked towing limit (2,400kg against 2,000kg).
The Toyota Kluger: the lower starting price ($62,410 against $86,100) and more power (184kW against 140kW).
The Verdict
Toyota Kluger scores higher, 78 vs 73
The Toyota Kluger scores 78 to the BMW X3's 73 on the CarSorted Score, and leads 3 of the 5 spec rows that separate them, at the lower price. The biggest gaps: value (Toyota Kluger ahead by 12 points), practicality (BMW X3 ahead by 11 points). Boot space with the seats up: 570L in the BMW X3, 241L in the Toyota Kluger.
Ways to buy
For the 2 cars on this page.
Finance
From ≈$265/wk(≈$1,150/mo)
Estimate on the Toyota Kluger at $62,410 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.
Compare real car-loan ratesDriva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Novated lease
Paid from pre-tax salary with the running costs inside the lease. What it comes to depends on your salary and the term.
Novated lease quoteWork out a lease on the BMW X3Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.
Common questions
Which is cheapest, BMW X3 and Toyota Kluger?
The Toyota Kluger is the cheapest at $62,410 before on-road costs. That undercuts the BMW X3 by $23,690.
What are the ANCAP safety ratings?
BMW X3 holds a 5-star ANCAP rating (tested 2025) and Toyota Kluger holds a 5-star ANCAP rating (tested 2021). ANCAP tested these in different years (2025 vs 2021). Its criteria get stricter about every three years, so the stars are not like for like. Compare the active-safety features above to separate them.
Which has the most boot space?
The BMW X3 has the largest boot at 570L with the seats up.
Which can tow the most?
The BMW X3 has the highest braked towing capacity at 2,400kg.
Which is the most powerful?
The Toyota Kluger makes the most power at 184kW. The Toyota Kluger is quickest to 100km/h in 7.9s.
Track the BMW X3 & Toyota Kluger
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How to read this page. Prices, specifications, ANCAP ratings, warranty, the CarSorted Score and the verdict come from our records for the grades shown, sourced from the manufacturers' Australian documents, and change when those records change; the date each was last checked is printed under the headline. Prices are recommended retail prices before on-road costs unless marked drive-away. A plug-in hybrid's fuel figure is labelled with its basis: with a full battery (the certified combined figure) or as a hybrid (battery depleted). Charging and running costs are estimates on the stated assumptions. Always confirm price and specification with the manufacturer or dealer before you buy. CarSorted does not accept payment for recommendations.
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