MG MG4 Urban vs Toyota bZ4X
Two electric cars go head to head. Which EV is the better buy for Australian drivers in 2026?
Toyota bZ4X scores higher, 80 vs 76
Prices are RRP before on-road costs unless stated otherwise. Always confirm with the manufacturer or dealer before purchasing.
Data checked: specs 20 Sep 2026, price 14 Nov 2026
MG MG4 Urban
18 of 27 standard · no option data · 1 not offered · 8 no dataFrom
$32,990
RRP, before on-road costs
- Body
- Hatchback
- Fuel type
- Electric
- Engine
- Electric
- Power
- 118kW
- Energy use
- 16.1 kWh/100km
- Safety
- ANCAP ★5 · 2025
- Boot (seats up)
- 382L
MG Australia offer: $32,990 drive-away (state not stated), ends 31 Dec 2026. Terms
Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Reference image · overseas modelToyota bZ4X
21 of 27 standard · no option data · 6 no dataFrom
$55,990
RRP, before on-road costs
- Body
- SUV
- Fuel type
- Electric
- Engine
- Electric
- Power
- 167kW
- Energy use
- 13.8 kWh/100km
- Safety
- ANCAP ★5 · 2025
- Boot (seats up)
- 452L
Top CarSorted Score, 80 vs 76, but the MG MG4 Urban is $23,000 cheaper
Toyota Australia offer: Finance offer. See the offer
Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Manufacturer offer
Ends 31 Dec 2026
Manufacturer's terms: While stocks last.
Offer from MG Australia, checked 15 Nov 2026
T&Cs apply, as the manufacturer prints them. Eligibility, stock and build limits vary, so confirm the offer with the dealer.
MG MG4 Urban: we're still completing kerb weight, seat count, transmission, turning circle and braked towing.
A blank cell below means we don't have that figure, not that the car scores badly on it. We leave them empty rather than estimate, so any row where one car is blank isn't a like-for-like comparison yet.
$32,990RRP
- cannot be matched: Push-Button Start not offered
$55,990RRP
- with the MG MG4 Urban's standard kit: $55,990 (nothing to add)
Printed option prices only. A pack is counted once and makes the figure a floor when it carries no printed price. Nothing is inferred from the other car.
Price and cost per week
MG MG4 Urban Essence 54
$32,990
RRP, before on-road costs. Checked 20 Sept 2026
No published drive-away price on our record.
Toyota bZ4X FWD
$55,990
RRP, before on-road costs. Checked 14 Nov 2026
No published drive-away price on our record.
Both totals exclude insurance, so the lowest is on the same parts.
Every column on the same basis: 15,000 km a year (fixed for every comparison) in VIC, repayment assumes $5,000 deposit, 5 yrs at 7.5% p.a. Each car's fuel or charging price is in its own breakdown. Estimate only, not a quote or an offer of credit.
Both totals exclude insurance, so the lowest is on the same parts.
Cash outlay over 5 years: the deposit, the repayments and the running costs. Excludes resale value. Every column on the same basis: 15,000 km a year in VIC, repayment assumes $5,000 deposit, 5 yrs at 7.5% p.a. Estimate only, not a quote or an offer of credit.
On the rated figures, the MG MG4 Urban leads on standard features per $10,000: 5.5 per $10,000 on RRP (18 of 19 standard) for the MG MG4 Urban; 3.4 per $10,000 on RRP (19 of 19 standard) for the Toyota bZ4X. On the rated figures, the MG MG4 Urban leads on price per km of range: $81 per km of range on RRP for the MG MG4 Urban; $95 per km of range on RRP for the Toyota bZ4X. On the rated figures, the MG MG4 Urban leads on price per kw: $280 per kW on RRP for the MG MG4 Urban; $335 per kW on RRP for the Toyota bZ4X. On the rated figures, the MG MG4 Urban leads on price per litre of boot: $86 per litre of boot on RRP for the MG MG4 Urban; $124 per litre of boot on RRP for the Toyota bZ4X. These ratios are not part of the CarSorted Score.
The MG MG4 Urban starts $23,000 lower on RRP.
Both models currently qualify for the electric-vehicle Fringe Benefits Tax exemption (battery-electric and under the $91,661 threshold; battery-electric and under the $91,661 threshold), which applies to salary-sacrificed novated leases.
On-road costs (stamp duty, registration, CTP and dealer delivery) depend on your state and the dealer; ask for a written drive-away price before you sign.
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Ways to buy
For the 2 cars on this page.
Finance
From ≈$129/wk(≈$561/mo)
Estimate on the MG MG4 Urban at $32,990 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.
Compare real car-loan ratesDriva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Novated lease
Electric, with an RRP under the $91,661 fuel-efficient LCT threshold (2026-27): under the ATO's electric cars exemption a novated lease of an eligible electric car attracts no FBT if luxury car tax was never payable on it. The benefit is still reportable.
Novated lease quoteWork out a lease on the MG MG4 UrbanDriva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.
Safety Rundown
Both the MG MG4 Urban and Toyota bZ4X hold a 5-star ANCAP safety rating, tested 2025. Adult occupant protection scored 87% for the MG MG4 Urban and 88% for the Toyota bZ4X.
Where the two diverge is in active safety technology. We can confirm 7 of 10 key ADAS systems on the MG MG4 Urban, against 6 on the Toyota bZ4X.
Both include the essentials: autonomous emergency braking, lane keep assist, adaptive cruise control, a reversing camera. Airbag count is 7 in the MG MG4 Urban and 8 in the Toyota bZ4X.
Driver assistance, as the manufacturer lists it
Driver assistance, system by system. We can confirm 7 of 10 key systems on the MG MG4 Urban and 6 on the Toyota bZ4X.
Swipe across. Tap a feature to see what it does and each car's source.
StandardOptional: printed price, +pack or NCO (no-cost)No, not offeredNo dataCounts beside each car use the same colours; ? is no option data.
From each manufacturer's Australian equipment list. No data means that car's document does not say. The drawings are our own illustrations of how each kind of system works.
Recalls on our record
MG MG4 Urban
None open on our record
Toyota bZ4X
- REC-006639 · published 26 Jun 2026Due to a software issue with the high-voltage battery Electronic Control Unit, the electric drive system may shut down.Year range on the notice: 2025 - 2026
- REC-006428 · published 10 Sep 2025Due to a software programming issue, the Heating Ventilation Air Conditioning (HVAC) electrical compressor may fail.Year range on the notice: 2023 - 2025
A recall covers the builds its notice lists, not every car of a model. Check your VIN at vehiclerecalls.gov.au.
Charging and range
The rated figures side by side: electric range and fuel use with the battery depleted for a plug-in hybrid or range extender, the km each battery-electric car adds overnight on its own onboard charger, and the DC time in the window each document prints.
| 2026 MG4 Urban Essence 54 | 2026 Toyota bZ4X FWD | |
|---|---|---|
| Powertrain | Battery electric | Battery electric |
| Added overnight, 10A power point (2.4 kW) | 149 km in 10 h | 174 km in 10 h |
| Added overnight, 7.4 kW wallbox | 410 km in 10 hCapped: this car accepts 6.6 kW AC | 517 km in 10 hCapped: a full battery |
| Added overnight, 11 kW three-phase | 410 km in 10 hCapped: this car accepts 6.6 kW AC | 517 km in 10 hCapped: a full battery |
| DC fast charge, as printedNo data for the MG MG4 Urban. | No data | 30 min, 0-80% |
| Charging connector | CCS2 | CCS2 |
| Portable charger supplied | No data | No data |
| Type 2 cable supplied | No data | No data |
| Front boot | No data | No data |
- Km added in 10 hours: the charger rate, capped by the car's own onboard charger, over its own rated energy use. A car without an onboard charger or energy figure is No data, never an assumed rate.
- DC times are printed only in the window the document gives (0-80% or 10-80%). Different windows are not one measure, so nobody leads across them.
How long each takes to charge, from a household power point to a DC fast charger, estimated from battery size and the car's own maximum charge rates.
How long to charge
54kWh usablePublic DC
50kW charger · 0–80%
Ultra-rapid DC
up to 87kW · 0–80%
Estimates from usable battery size and the car's max charge rates (6.6kW AC, 87kW DC). Real times vary with temperature, starting charge, charger output and the charging curve.
How long to charge
71.4kWh usablePublic DC
50kW charger · 0–80%
Ultra-rapid DC
up to 150kW · 0–80%
Estimates from usable battery size and the car's max charge rates (11kW AC, 150kW DC). Real times vary with temperature, starting charge, charger output and the charging curve.
Feature Showdown
The MG MG4 Urban features a 12.8-inch touchscreen paired with a 7-inch digital dash, while the Toyota bZ4X gets a 14-inch display and 7-inch instruments. Apple CarPlay and Android Auto are standard across both.
The MG MG4 Urban stands out with V2L and ambient lighting: features our data doesn't list for the Toyota bZ4X. The Toyota bZ4X counters with power tailgate. Which feature set matters more depends on your daily routine and priorities.
Interior trim differs: the MG MG4 Urban gets pu leather upholstery while the Toyota bZ4X offers synthetic leather. Climate control is 1-zone in the MG MG4 Urban and 2-zone in the Toyota bZ4X.
Equipment few rivals have, on either carShowHide
Drivetrain
The MG MG4 Urban uses a Electric producing 118kW and 250Nm of torque, sent through its transmission to a FWD layout. It covers the 0-100km/h sprint in 8.7 seconds.
The Toyota bZ4X responds with a Electric making 167kW and 269Nm, paired to a automatic driving the front wheels. It gets to 100km/h in 7.4 seconds.
The Toyota bZ4X has the clear power advantage at 167kW vs 118kW. In the 0-100 sprint (manufacturer-claimed), the Toyota bZ4X is 1.3s quicker. For most buyers, the way each car feels day-to-day matters more than outright acceleration.
Battery: 54kWh (MG MG4 Urban) vs 74.7kWh (Toyota bZ4X), giving WLTP ranges of 405km and 591km. DC fast charging peaks at 87kW (MG MG4 Urban) vs 150kW (Toyota bZ4X).
Space & Comfort
The MG MG4 Urban measures 4,395mm long on a 2,750mm wheelbase, 295mm shorter than the Toyota bZ4X at 4,690mm (2,850mm wheelbase). The longer wheelbase on the Toyota bZ4X generally means more rear legroom.
Boot space is 382L in the MG MG4 Urban and 452L in the Toyota bZ4X, giving the Toyota bZ4X a 70L advantage.
The Toyota bZ4X turns in a 11.2 m circle, kerb to kerb; the MG MG4 Urban's turning circle is not on our record.
Front boot (frunk)
MG MG4 Urban
No data
Toyota bZ4X
No data
Cost to own
At 15,000 km a year, electricity for the MG MG4 Urban costs about $725 a year (16.1 kWh/100km, at $0.30/kWh electricity) and electricity for the Toyota bZ4X about $621 a year (13.8 kWh/100km, at $0.30/kWh electricity). That is $104 a year less for the Toyota bZ4X.
The weekly and 5-year figures in the price section above add repayments, rego, servicing and tyres to this; use our Fuel Cost Calculator for your own driving.
Warranty: 10 years / 250,000 km (MG MG4 Urban) and 5 years / unlimited km (Toyota bZ4X).
- The Toyota bZ4X costs $23,000 more on RRP and $95 a year less in energy at 15,000 km a year: the gap closes only beyond 300,000 km.
Energy only. Excludes servicing, rego, insurance, finance interest and resale. Prices are compared only on one basis.
Where each one leads
The MG MG4 Urban: the lower starting price ($32,990 against $55,990) and the longer warranty not tied to dealer servicing (7 years against 5).
The Toyota bZ4X: more power (167kW against 118kW), the bigger boot with the seats up (452L against 382L) and lower fuel or energy costs on our assumptions ($621 a year against $725).
The Verdict
Toyota bZ4X scores higher, 80 vs 76
The Toyota bZ4X scores 80 to the MG MG4 Urban's 76 on the CarSorted Score, and leads 7 of the 10 spec rows that separate them. The biggest gaps: energy efficiency (Toyota bZ4X ahead by 16 points), value (MG MG4 Urban ahead by 10 points), practicality (Toyota bZ4X ahead by 10 points). At 15,000 km a year, electricity for the Toyota bZ4X costs about $104 less (13.8 kWh/100km against 16.1 kWh/100km, at $0.30/kWh electricity). Boot space with the seats up: 382L in the MG MG4 Urban, 452L in the Toyota bZ4X.
Ways to buy
For the 2 cars on this page.
Finance
From ≈$129/wk(≈$561/mo)
Estimate on the MG MG4 Urban at $32,990 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.
Compare real car-loan ratesDriva is an independent finance provider, not part of CarSorted. We aren't paid for this link.
Novated lease
Electric, with an RRP under the $91,661 fuel-efficient LCT threshold (2026-27): under the ATO's electric cars exemption a novated lease of an eligible electric car attracts no FBT if luxury car tax was never payable on it. The benefit is still reportable.
Novated lease quoteWork out a lease on the MG MG4 UrbanDriva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.
Common questions
Which is cheapest, MG MG4 Urban and Toyota bZ4X?
The MG MG4 Urban is the cheapest at $32,990 before on-road costs. That undercuts the Toyota bZ4X by $23,000.
Which has the longest driving range?
The Toyota bZ4X has the most range at 591km (WLTP).
Which charges fastest?
The Toyota bZ4X accepts the highest DC charging at up to 150kW.
Which is safest?
They are evenly matched on crash rating: MG MG4 Urban and Toyota bZ4X all hold a 5-star ANCAP safety rating (tested 2025). Compare the active-safety features above to separate them.
Which has the most boot space?
The Toyota bZ4X has the largest boot at 452L with the seats up.
Which has the best warranty?
The MG MG4 Urban has the longest warranty that does not depend on dealer servicing at 7 years.
Which is the most powerful?
The Toyota bZ4X makes the most power at 167kW. The Toyota bZ4X is quickest to 100km/h in 7.4s.
Track the MG MG4 Urban & Toyota bZ4X
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How to read this page. Prices, specifications, ANCAP ratings, warranty, the CarSorted Score and the verdict come from our records for the grades shown, sourced from the manufacturers' Australian documents, and change when those records change; the date each was last checked is printed under the headline. Prices are recommended retail prices before on-road costs unless marked drive-away. A plug-in hybrid's fuel figure is labelled with its basis: with a full battery (the certified combined figure) or as a hybrid (battery depleted). Charging and running costs are estimates on the stated assumptions. Always confirm price and specification with the manufacturer or dealer before you buy. CarSorted does not accept payment for recommendations.
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