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Spec Battle

BMW X3 vs Toyota C-HR

A detailed look at how two of Australia's most popular SUVs compare on price, running costs, safety, and everyday livability.

Toyota C-HR scores higher, 80 vs 73

Prices are RRP before on-road costs unless stated otherwise. Always confirm with the manufacturer or dealer before purchasing.

Data checked: specs 10 Nov 2026, price 24 Jun 2026

BMW X3
BMW

BMW X3

21 of 27 standard · no option data · 6 no data

From

$86,100

RRP, before on-road costs

Body
SUV
Fuel type
Petrol
Engine
Petrol
Power
140kW
Economy
7.5 L/100kmWLTP test cycle, not directly comparable with ADR 81/02 figures
Safety
ANCAP ★5 · 2025
Boot (seats up)
570L
73CarSorted Score / 100

Free, no obligation. Your enquiry comes to CarSorted; a local dealership replies only if you tick the box to share it.

Car loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

View full details
Winner
Toyota C-HR
Toyota

Toyota C-HR

14 of 27 standard · no option data · 13 no data

From

$46,940

RRP, before on-road costs

Body
SUV
Fuel type
Hybrid
Engine
Petrol
Power
103kW
Economy
4 L/100km
Safety
ANCAP ★5 · 2024
Boot (seats up)
388L
80CarSorted Score / 100

Top CarSorted Score, 80 vs 73

Toyota Australia offer: Finance offer, ends 31 Dec 2026. Terms

Free, no obligation. Your enquiry comes to CarSorted; a local dealership replies only if you tick the box to share it.

Car loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

View full details

Manufacturer offer

2026 Toyota C-HR GXL
2026 Toyota C-HR GXL

Finance

$3,000put toward your deposit by the manufacturer

Ends 31 Dec 2026

$3,000 Deposit Bonus with Toyota Finance

SpecBMWToyota
Price (RRP)$86,100$46,940
Equipped to matchEach car with the other's standard kit

$86,100RRP

  • with the Toyota C-HR's standard kit: $86,100 (nothing to add)

$46,940RRP

  • no option data for this car

Printed option prices only. A pack is counted once and makes the figure a floor when it carries no printed price. Nothing is inferred from the other car.

Fuel typePetrolHybrid
Power140kW103kW
0-100 km/h8.5s10.2s
Fuel economy7.5 L/100kmWLTP test cycle, not directly comparable with ADR 81/02 figures4 L/100km
Measured consumption (AAA)7.3 L/100kmAAA test: this grade, 2025 model year4.4 L/100kmAAA test: this grade, 2024 model year
Boot (seats up)570L388L
Turning circle12.1m10.4m
Towing2,400kg725kg
Warranty5yr / Unlimited5yr / Unlimited
ANCAP Safety5 stars (2025)5 stars (2024)

Fuel figures here come from different test cycles (BMW X3: WLTP; Toyota C-HR: ADR 81/02), so they are not compared like-for-like and no fuel winner is shown.

Measured rows: Australian Automobile Association Real-World Testing Program (realworld.org.au), the on-road result for the vehicle each test names, shown beside the manufacturer's figures rather than in place of them and never scored. BMW X3 test page Toyota C-HR test page

Price and cost per week

BMW X3 20 xDrive

$86,100

RRP, before on-road costs. Checked 24 June 2026

No published drive-away price on our record.

About $375 a week in repayments ($86,100 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a.). An estimate, not a loan offer.

Toyota C-HR GXL

$46,940

RRP, before on-road costs. Checked 24 June 2026

No published drive-away price on our record.

About $194 a week in repayments ($46,940 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a.). An estimate, not a loan offer.

The Toyota C-HR starts $39,160 lower on RRP.

On-road costs (stamp duty, registration, CTP and dealer delivery) depend on your state and the dealer; ask for a written drive-away price before you sign.

Ways to buy

For the 2 cars on this page.

Finance

From ≈$194/wk(≈$840/mo)

Estimate on the Toyota C-HR at $46,940 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.

Compare real car-loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

Novated lease

Paid from pre-tax salary with the running costs inside the lease. What it comes to depends on your salary and the term.

Novated lease quoteWork out a lease on the BMW X3

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.

Safety Rundown

ANCAP lists the BMW X3 at 5 stars (2025) and the Toyota C-HR at 5 stars (2024). ANCAP tested these in different years (2025 vs 2024). Its criteria get stricter about every three years, so the stars are not like for like. Adult occupant protection scored 88% for the BMW X3 and 85% for the Toyota C-HR, under different test years.

Where the two diverge is in active safety technology. We can confirm 7 of 10 key ADAS systems on the BMW X3, against 5 on the Toyota C-HR.

Both include the essentials: lane keep assist, adaptive cruise control, a reversing camera. Airbag count is 6 in the BMW X3 and 10 in the Toyota C-HR.

Driver assistance, as the manufacturer lists it

Driver assistance, system by system. We can confirm 7 of 10 key systems on the BMW X3 and 5 on the Toyota C-HR.

Swipe across. Tap a feature to see what it does and each car's source.

StandardOptional: printed price, +pack or NCO (no-cost)No, not offeredNo dataCounts beside each car use the same colours; ? is no option data.

Car
BMW X320 xDrive10?02
Toyota C-HRGXL9?03

From each manufacturer's Australian equipment list. No data means that car's document does not say. The drawings are our own illustrations of how each kind of system works.

Recalls on our record

BMW X3

  • REC-006668 · published 16 Jul 2026Due to a manufacturing defect, the starter motor solenoid switch can experience increased wear that could cause an internal short circuit.Year range on the notice: 2020 - 2025
  • REC-006553 · published 4 Mar 2026Due to a manufacturing defect, the Exhaust Gas Recirculation (EGR) cooler may develop an internal coolant leak.Year range on the notice: 2010 - 2022
  • REC-006539 · published 17 Feb 2026Due to a manufacturing defect, the starter motor solenoid switch can experience increased wear that could cause an internal short circuit.Year range on the notice: 2020 - 2023
  • 8 more on the model page.

Toyota C-HR

  • REC-005804 · published 23 Oct 2023The internal components of the fuel pump may wear and fracture the welded area of the fuel pump, which could lead to a fuel leak in the engine compartment.Year range on the notice: 2019 - 2023
  • REC-005068 · published 10 Mar 2022The vehicle's front radar sensor which supports certain driver assistance features, including the Pre-Collision System (PCS) may not have been calibrated during vehicle manufacture.Year range on the notice: 2020 - 2021
  • REC-001645 · published 20 Jun 2021The internal components of the fuel pump may wear and fracture the welded area of the fuel pump, which could lead to a fuel leak in the engine compartment.Year range on the notice: 2019 - 2021
  • 1 more on the model page.

A recall covers the builds its notice lists, not every car of a model. Check your VIN at vehiclerecalls.gov.au.

Feature Showdown

The BMW X3 features a 14.9-inch touchscreen paired with a 12.3-inch digital dash, while the Toyota C-HR gets a 12.3-inch display and 7-inch instruments. Apple CarPlay and Android Auto are standard across both.

The BMW X3 stands out with wireless charging, heated front seats, power tailgate and Bowers & Wilkins audio — features our data doesn't list for the Toyota C-HR. Which feature set matters more depends on your daily routine and priorities.

Interior trim differs: the BMW X3 gets merino leather upholstery while the Toyota C-HR offers cloth. Climate control is 4-zone in the BMW X3 and 2-zone in the Toyota C-HR.

Equipment few rivals have, on either carShow

Drivetrain

The BMW X3 uses a Petrol producing 140kW and 310Nm of torque, sent through a auto to a AWD layout. It covers the 0-100km/h sprint in 8.5 seconds.

The Toyota C-HR responds with a Petrol making 103kW and 142Nm, paired to a automatic driving the front wheels. It gets to 100km/h in 10.2 seconds.

The BMW X3 has the clear power advantage at 140kW vs 103kW. In the 0-100 sprint (manufacturer-claimed), the BMW X3 is 1.7s quicker. For most buyers, the way each car feels day-to-day matters more than outright acceleration.

Space & Comfort

The BMW X3 measures 4,755mm long on a 2,865mm wheelbase, 393mm longer than the Toyota C-HR at 4,362mm (2,640mm wheelbase). The longer wheelbase on the BMW X3 generally means more rear legroom.

Boot space is 570L in the BMW X3 and 388L in the Toyota C-HR, giving the BMW X3 a 182L advantage.

For towing, the BMW X3 leads with a 2,400kg braked capacity vs 725kg. That 1,675kg difference matters if you regularly hitch up.

Neither U-turns in one sweep on a 7 m local street (both need a three-point turn); the Toyota C-HR's turning circle is 1.7 m tighter, 10.4 m against 12.1 m kerb to kerb. The street estimate is indicative, worked from the published turning circles.

Cost to own

At 15,000 km a year, fuel for the BMW X3 costs about $2,138 a year (7.5 L/100km) and fuel for the Toyota C-HR about $1,140 a year (4 L/100km), at $1.90 a litre and 32c a kWh.

Warranty: 5 years / Unlimited (BMW X3) and 5 years / Unlimited (Toyota C-HR).

Where each one leads

The BMW X3: more power (140kW against 103kW), the bigger boot with the seats up (570L against 388L) and the higher braked towing limit (2,400kg against 725kg).

The Toyota C-HR: the lower starting price ($46,940 against $86,100).

The Verdict

Toyota C-HR scores higher, 80 vs 73

The Toyota C-HR scores 80 to the BMW X3's 73 on the CarSorted Score, and leads 1 of the 5 spec rows that separate them, at the lower price. The biggest gaps: practicality (BMW X3 ahead by 24 points), performance (BMW X3 ahead by 22 points). Boot space with the seats up: 570L in the BMW X3, 388L in the Toyota C-HR.

Ways to buy

For the 2 cars on this page.

Finance

From ≈$194/wk(≈$840/mo)

Estimate on the Toyota C-HR at $46,940 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.

Compare real car-loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

Novated lease

Paid from pre-tax salary with the running costs inside the lease. What it comes to depends on your salary and the term.

Novated lease quoteWork out a lease on the BMW X3

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.

Common questions

Which is cheapest, BMW X3 and Toyota C-HR?

The Toyota C-HR is the cheapest at $46,940 before on-road costs. That undercuts the BMW X3 by $39,160.

What are the ANCAP safety ratings?

BMW X3 holds a 5-star ANCAP rating (tested 2025) and Toyota C-HR holds a 5-star ANCAP rating (tested 2024). ANCAP tested these in different years (2025 vs 2024). Its criteria get stricter about every three years, so the stars are not like for like. Compare the active-safety features above to separate them.

Which has the most boot space?

The BMW X3 has the largest boot at 570L with the seats up.

Which can tow the most?

The BMW X3 has the highest braked towing capacity at 2,400kg.

Which is the most powerful?

The BMW X3 makes the most power at 140kW. The BMW X3 is quickest to 100km/h in 8.5s.

Track the BMW X3 & Toyota C-HR

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How to read this page. Prices, specifications, ANCAP ratings, warranty, the CarSorted Score and the verdict come from our records for the grades shown, sourced from the manufacturers' Australian documents, and change when those records change; the date each was last checked is printed under the headline. Prices are recommended retail prices before on-road costs unless marked drive-away. A plug-in hybrid's fuel figure is labelled with its basis: with a full battery (the certified combined figure) or as a hybrid (battery depleted). Charging and running costs are estimates on the stated assumptions. Always confirm price and specification with the manufacturer or dealer before you buy. CarSorted does not accept payment for recommendations.

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