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Spec Battle

BMW XM vs Toyota C-HR

A detailed look at how two of Australia's most popular SUVs compare on price, running costs, safety, and everyday livability.

Toyota C-HR scores higher, 80 vs 58

Prices are RRP before on-road costs unless stated otherwise. Always confirm with the manufacturer or dealer before purchasing.

Data checked: specs 29 Oct 2026, price 24 Jun 2026

BMW XM
BMW

BMW XM

26 of 27 standard · no option data · 1 no data

From

$309,900

RRP, before on-road costs

Body
SUV
Fuel type
Plug-in Hybrid
Engine
Plug-in Hybrid
Power
550kW
Economy
12.8 L/100km as a hybrid
Safety
ANCAP hasn't rated this model
Boot (seats up)
527L
58CarSorted Score / 100

Free, no obligation. Your enquiry comes to CarSorted; a local dealership replies only if you tick the box to share it.

Car loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

View full details
Winner
Toyota C-HR
Toyota

Toyota C-HR

14 of 27 standard · no option data · 13 no data

From

$46,940

RRP, before on-road costs

Body
SUV
Fuel type
Hybrid
Engine
Petrol
Power
103kW
Economy
4 L/100km
Safety
ANCAP ★5 · 2024
Boot (seats up)
388L
80CarSorted Score / 100

Top CarSorted Score, 80 vs 58

Toyota Australia offer: Finance offer, ends 31 Dec 2026. Terms

Free, no obligation. Your enquiry comes to CarSorted; a local dealership replies only if you tick the box to share it.

Car loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

View full details

Manufacturer offer

2026 Toyota C-HR GXL
2026 Toyota C-HR GXL

Finance

$3,000put toward your deposit by the manufacturer

Ends 31 Dec 2026

$3,000 Deposit Bonus with Toyota Finance

Specifications in progress

BMW XM: we're still completing kerb weight, electric range and energy consumption.

A blank cell below means we don't have that figure, not that the car scores badly on it. We leave them empty rather than estimate, so any row where one car is blank isn't a like-for-like comparison yet.

SpecBMWToyota
Price (RRP)$309,900$46,940
Equipped to matchEach car with the other's standard kit

$309,900RRP

  • with the Toyota C-HR's standard kit: $309,900 (nothing to add)

$46,940RRP

  • no option data for this car

Printed option prices only. A pack is counted once and makes the figure a floor when it carries no printed price. Nothing is inferred from the other car.

Fuel typePlug-in HybridHybrid
Battery25.7 kWhNot applicable
Electric range76kmNot applicable
Power550kW103kW
0-100 km/h3.8s10.2s
Fuel economy12.8 L/100km as a hybrid2.7 L/100km with a full battery4 L/100km
Boot (seats up)527L388L
Turning circle11.4m10.4m
Towing2,700kg725kg
Warranty5yr / Unlimited5yr / Unlimited
ANCAP SafetyANCAP hasn't rated this model5 stars (2024)

A plug-in hybrid is compared on its fuel use as a hybrid (battery depleted), the figure that is like for like with the other car; its certified combined figure, which assumes every trip starts with a full battery, is printed under it. Electric range is how far it goes before the petrol engine is needed.

Price and cost per week

BMW XM Label

$309,900

RRP, before on-road costs. Checked 24 June 2026

No published drive-away price on our record.

About $1,410 a week in repayments ($309,900 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a.). An estimate, not a loan offer.

Toyota C-HR GXL

$46,940

RRP, before on-road costs. Checked 24 June 2026

No published drive-away price on our record.

About $194 a week in repayments ($46,940 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a.). An estimate, not a loan offer.

The Toyota C-HR starts $262,960 lower on RRP.

On-road costs (stamp duty, registration, CTP and dealer delivery) depend on your state and the dealer; ask for a written drive-away price before you sign.

Ways to buy

For the 2 cars on this page.

Finance

From ≈$194/wk(≈$840/mo)

Estimate on the Toyota C-HR at $46,940 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.

Compare real car-loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

Novated lease

Paid from pre-tax salary with the running costs inside the lease. What it comes to depends on your salary and the term.

Novated lease quoteWork out a lease on the BMW XM

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.

Safety Rundown

ANCAP's published ratings include no record for the BMW XM. With no pair of ratings to compare, the active-safety features in the spec table above are the fairer comparison.

Driver assistance, as the manufacturer lists it

Driver assistance, system by system. We can confirm 8 of 10 key systems on the BMW XM and 5 on the Toyota C-HR.

Swipe across. Tap a feature to see what it does and each car's source.

StandardOptional: printed price, +pack or NCO (no-cost)No, not offeredNo dataCounts beside each car use the same colours; ? is no option data.

Car
BMW XMLabel10?02
Toyota C-HRGXL9?03

From each manufacturer's Australian equipment list. No data means that car's document does not say. The drawings are our own illustrations of how each kind of system works.

Recalls on our record

BMW XM

  • REC-005906 · published 5 Mar 2024Due to a manufacturing defect, signal interference may occur within the electronics of the brake system.Year range on the notice: 2022 - 2023

Toyota C-HR

  • REC-005804 · published 23 Oct 2023The internal components of the fuel pump may wear and fracture the welded area of the fuel pump, which could lead to a fuel leak in the engine compartment.Year range on the notice: 2019 - 2023
  • REC-005068 · published 10 Mar 2022The vehicle's front radar sensor which supports certain driver assistance features, including the Pre-Collision System (PCS) may not have been calibrated during vehicle manufacture.Year range on the notice: 2020 - 2021
  • REC-001645 · published 20 Jun 2021The internal components of the fuel pump may wear and fracture the welded area of the fuel pump, which could lead to a fuel leak in the engine compartment.Year range on the notice: 2019 - 2021
  • 1 more on the model page.

A recall covers the builds its notice lists, not every car of a model. Check your VIN at vehiclerecalls.gov.au.

Charging times

How long each takes to charge, from a household power point to a DC fast charger, estimated from battery size and the car's own maximum charge rates.

How long to charge

25.7kWh usable

Estimates from usable battery size and the car's max charge rates (7.4kW AC). Real times vary with temperature, starting charge, charger output and the charging curve.

Feature Showdown

The BMW XM features a 14.9-inch touchscreen paired with a 12.3-inch digital dash, while the Toyota C-HR gets a 12.3-inch display and 7-inch instruments. Apple CarPlay and Android Auto are standard across both.

The BMW XM stands out with head-up display, wireless charging, panoramic roof, heated front seats, ventilated seats, power tailgate, Bowers & Wilkins audio and ambient lighting — features our data doesn't list for the Toyota C-HR. Which feature set matters more depends on your daily routine and priorities.

Interior trim differs: the BMW XM gets merino leather upholstery while the Toyota C-HR offers cloth. Climate control is 4-zone in the BMW XM and 2-zone in the Toyota C-HR.

Equipment few rivals have, on either carShow

Drivetrain

The BMW XM uses a Plug-in Hybrid producing 550kW and 1000Nm of torque, sent through a auto to a AWD layout. It covers the 0-100km/h sprint in 3.8 seconds.

The Toyota C-HR responds with a Petrol making 103kW and 142Nm, paired to a automatic driving the front wheels. It gets to 100km/h in 10.2 seconds.

The BMW XM has the clear power advantage at 550kW vs 103kW. In the 0-100 sprint (manufacturer-claimed), the BMW XM is 6.4s quicker. For most buyers, the way each car feels day-to-day matters more than outright acceleration.

Space & Comfort

The BMW XM measures 5,110mm long on a 3,105mm wheelbase, 748mm longer than the Toyota C-HR at 4,362mm (2,640mm wheelbase). The longer wheelbase on the BMW XM generally means more rear legroom.

Boot space is 527L in the BMW XM and 388L in the Toyota C-HR, giving the BMW XM a 139L advantage.

For towing, the BMW XM leads with a 2,700kg braked capacity vs 725kg. That 1,975kg difference matters if you regularly hitch up.

Neither U-turns in one sweep on a 7 m local street (both need a three-point turn); the Toyota C-HR's turning circle is 1.0 m tighter, 10.4 m against 11.4 m kerb to kerb. The street estimate is indicative, worked from the published turning circles.

Cost to own

At 15,000 km a year, fuel for the BMW XM costs about $3,648 a year (12.8 L/100km as a hybrid) and fuel for the Toyota C-HR about $1,140 a year (4 L/100km), at $1.90 a litre and 32c a kWh. That is $2,508 a year less for the Toyota C-HR. A plug-in hybrid is costed running as a hybrid (battery depleted); charged daily, it uses less fuel and some electricity.

Warranty: 5 years / Unlimited (BMW XM) and 5 years / Unlimited (Toyota C-HR).

Where each one leads

The BMW XM: more power (550kW against 103kW), the bigger boot with the seats up (527L against 388L) and the higher braked towing limit (2,700kg against 725kg).

The Toyota C-HR: the lower starting price ($46,940 against $309,900) and lower fuel or energy costs on our assumptions ($1,140 a year against $3,648).

The Verdict

Toyota C-HR scores higher, 80 vs 58

The Toyota C-HR scores 80 to the BMW XM's 58 on the CarSorted Score, and leads 2 of the 6 spec rows that separate them, at the lower price. The biggest gaps: fuel economy (Toyota C-HR ahead by 80 points), performance (BMW XM ahead by 70 points), value (Toyota C-HR ahead by 52 points). At 15,000 km a year, fuel for the Toyota C-HR costs about $2,508 less (4 L/100km against 12.8 L/100km as a hybrid, at $1.90 a litre). Boot space with the seats up: 527L in the BMW XM, 388L in the Toyota C-HR.

Ways to buy

For the 2 cars on this page.

Finance

From ≈$194/wk(≈$840/mo)

Estimate on the Toyota C-HR at $46,940 RRP, before on-road costs; assumes $5,000 deposit, 5 yrs at 7.5% p.a. Not a quote or an offer of credit.

Compare real car-loan rates

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link.

Novated lease

Paid from pre-tax salary with the running costs inside the lease. What it comes to depends on your salary and the term.

Novated lease quoteWork out a lease on the BMW XM

Driva is an independent finance provider, not part of CarSorted. We aren't paid for this link. Opens apply.driva.com.au in a new tab.

Common questions

Which is cheapest, BMW XM and Toyota C-HR?

The Toyota C-HR is the cheapest at $46,940 before on-road costs. That undercuts the BMW XM by $262,960.

Which is the most fuel-efficient?

The Toyota C-HR uses the least fuel at 4L/100km on the combined cycle.

What are the ANCAP safety ratings?

Toyota C-HR holds a 5-star ANCAP rating (tested 2024). ANCAP's published ratings include no record for BMW XM, so there is nothing to compare on crash performance. Compare the active-safety features above instead.

Which has the most boot space?

The BMW XM has the largest boot at 527L with the seats up.

Which can tow the most?

The BMW XM has the highest braked towing capacity at 2,700kg.

Which is the most powerful?

The BMW XM makes the most power at 550kW. The BMW XM is quickest to 100km/h in 3.8s.

Track the BMW XM & Toyota C-HR

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How to read this page. Prices, specifications, ANCAP ratings, warranty, the CarSorted Score and the verdict come from our records for the grades shown, sourced from the manufacturers' Australian documents, and change when those records change; the date each was last checked is printed under the headline. Prices are recommended retail prices before on-road costs unless marked drive-away. A plug-in hybrid's fuel figure is labelled with its basis: with a full battery (the certified combined figure) or as a hybrid (battery depleted). Charging and running costs are estimates on the stated assumptions. Always confirm price and specification with the manufacturer or dealer before you buy. CarSorted does not accept payment for recommendations.

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